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Umoja Charambe Group
In this Group: Matilda, Renatus, Abdulshakul, Rashid, Husna*, Omary, Mary, Maria, Mlokozi*, Zakhia, Wahabu, Albeth, Godwin, Abubakar, Mariam , Charles*
* not pictured
Matilda A. is in her mid-twenties and is married, with one daughter. Matilda owns a food vending business, which she has been operating for the past four years. The stall is open between 7 a.m. and 10 p.m. and earns Matilda a stable monthly profit.

This will be Matilda's fourth loan with Tujijenge Tanzania. Matilda used her previous loans to buy a piece of land and to buy saucers and pans. These loans have now been successfully repaid. Matilda's business is running smoothly, but she is unable to make any larger purchases for her apartment. Matilda is therefore seeking another loan in order to buy a television, furniture, and a radio for her home. Matilda's dream is to one day build her own house.

Matilda will share this loan with her loan group Umoja Charambe, which is made up of sixteen members. The members of the group will hold each other accountable for repaying the loan.

In the picture, Matilda can be seen first on the left in the front row, wearing brown and white.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 50
    View loans »
    Tanzania Loans Fundraising
  • $15,707,475
    Funds lent in using Kiva
  • 1,498.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Umoja Charambe Group's $4,275 loan helped a member to buy furniture and a TV deck for her home.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 1, 2010
Nov 3, 2010
Currency Exchange Loss:
Mar 24, 2011