A loan helped to purchase cattle.


Zuura's story

Zuura K. is a 64-year-old pensioner with six children. She lives in the village of Kara-Too, in the north of Kyrgyzstan.



For 30 years, Zuura worked as a school teacher in a nearby area. As a teacher, she was characterized by her colleagues as a very positive and open-hearted person. Currently, her pension is too low to support her family, which is why Zuura began to breed livestock. She began her business using a small amount of capital (600 KGS) and, over time, managed to generate a profit of 2,500 KGS per month. Zuura was able to establish a farm, which is in need of development. For this reason, Zuura is applying for a loan of 60,000 KGS ($1,300) because she would like to buy two cows. With the expected revenues generated as a result of the loan, she plans to expand her business.



Bai-Tushum and Partners uses Kiva funding to target the area's especially vulnerable population of people. Bai-Tushum and Partners is one of the leading micro-finance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of micro-finance services in rural and urban areas, which in turn leads to increased employment and meets the needs of its clients and lenders.



Loan details


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Loan details