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Seema's Group
In this Group: Seema , Zahida Bibi, Nazeer Begum, Zuhran Parveen, Sakina Begum, Asia, Zahida
Seema has applied for a loan from Kiva partner Asasah for her embroidery business. With the loan, she will buy embroidery items such as cloth, beads, colored thread and sketches in bulk quantity to fill larger orders on time. She is a very talented lady, involved in her embroidery business for over 15 years. She mainly gets orders from her neighborhood clients. By the grace of God, in these years she has successfully maintained her reputation among her customers through her quality work and fulfilling her commitments.

She is married to A. A. who is a daily wage labor. She has a daughter and a son. Both are illiterate and do different work. Her daughter does embroidery and her son has a business of leather selling. She lives with her family in Kasur which is a mid-sized city of Pakistan and known for its leather industry. She owns a two-room brick house where she has been living for over 20 years.

She is hopeful that she will be able to make more income after this loan investment which will result in making her family’s lifestyle better. She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has proved a responsible client who has paid her installments on time and attended every meeting.

Note: In the photo, the lady who has holds a book (called Asasah Passbook) in her hands is Seema.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 283
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Seema's Group's $1,300 loan helped a member to buy embroidery items for embroidery business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 1, 2010
Nov 3, 2010
Currency Exchange Loss:
Oct 15, 2011