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Miss Sidet D. (pictured with her mother) is an 18-year-old, single woman. She lives with her mother, who is a widow, and siblings (brothers and sisters) along the Tonle Bassac River. The Tonle Bassac River is a tributary of the nearby Mekong, about fifteen kilometers from Phnom Penn, the capital city of Cambodia.

Sidet has been a garment factory worker for two years. She is in the process of building a house, but she is not able to complete the house due to a lack of money. As a result, Sidet is asking for her first loan in the amount of $500 to make the finishing touches on the house.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 230
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sidet to complete the construction of her house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 28, 2010
Nov 2, 2010
Currency Exchange Loss:
Mar 16, 2011