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Catalina Del Carmen
Sra. Catalina del Carmen E. G. is an active employee of the José Domingo E. Public School in the town of Gutiérrez Norte. She has worked as an elementary school teacher at this institution for 15 years. Catalina is married and currently has two school age children.

She has received six loans from CEPRODEL. Each one was used to buy construction materials in order to expand and improve her home. The loans from CEPRODEL have been a great benefit since they have helped her improve the living conditions for herself and her family.

View original language description ↓
La Sra. Catalina del Carmen E. G. es trabajadora Activa para el Colegio Público “José Domingo E. de la localidad Gutiérrez Norte” desempeñándose como Maestra de Educación Primaria tiene Quince años de trabajar para esta institución, es casada actualmente tiene dos hijos en edad escolar. Ha tenido seis créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción para ampliar y mejorar su casa de habitación, de cuales los créditos con ceprodel le han beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Catalina Del Carmen purchase construction materials such as sand, cement, stone, blocks, tiles, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Dec 1, 2010
Currency Exchange Loss:
Sep 20, 2011