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Julio Cesar
Mr Julio Cesar M. V. sows grains such as corn, beans and wheat. He is married and has been in this business for thirty years. He has had five loans from CEPRODEL and each one has been used to prepare his land and buy materials for sowing. His CEPRODEL loans have greatly benefited him since they have improved his family's standard of living.
View original language description ↓
El Sr. Julio Cesar M. V. él se dedica a la actividad de siembra de granos como maíz, frijoles, trigo, tiene treinta años de dedicarse a actividad, es casado actualmente. Ha tenido cinco créditos con CEPRODEL y cada uno lo ha hecho para preparar el terreno y comprar los materiales para la siembra, los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera él ha mejorado su condición de vida de él y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Julio Cesar purchase of materials for sowing: fertilizers, agricultural inputs, etc.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Dec 1, 2010
Currency Exchange Loss:
Aug 13, 2012