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Luis Alberto
Mr. Luís Alberto C. Sánchez is employed by the City of Chinandega with which we have a Salary Deduction Agreement applicable every 15th and 30th day of the month. He has been collaborating with CEPRODEL for three years and has had 6 loans that have helped him improve his living conditions.

Mr. Luís Alberto C. Sánchez lives in Reparto Carlos Manzanares along the highway to El Viejo. He’s married and has two school aged children. His wife is a secondary school teacher employed at Chinandega Institute.
View original language description ↓
El señor luis Alberto C. S., es trabajador de la Alcaldia de Chinandega con quien tenemos un Convenio con cuotas deducibles cada 15 y 30 de cada mes, el señor lleva ya 3 años trabajando con CEPRODEL y obtenido 6 creditos los cuales le han ayudado a mejorar sus condiciones de vida.

El señor luis Alberto C. habita en el Rpto Carlos Manzanares carretera al Viejo, es casado con 2 hijos en edades escolares, su esposa es maestra de secundaria y labora para el Instituto de Chinandega.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Luis Alberto to buy building materials and supplies and pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 20, 2010
Nov 4, 2010
Currency Exchange Loss:
Aug 27, 2011