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Oneyda Del Carmen
Oneyda del Carmen M. L. works as a collector in the Mercado Oriental market in Managua. She is mother to two children but they are not currently in school. She has had six loans from the organization which have been used to improve her house. The loan she is currently requesting will be used to buy grilles for the windows of her house.
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ONEYDA DEL CARMEN M. L.,Trabaja como Colectora en el Mercado Oriental de Managua, es madre dos hijos pero actualmente estos no estan estudiando, ha trabajado seis prestamos con la institucion y estos han sido para el mejoramiento de la vivienda.
el prestamo solicitado espara comprar verjas para las ventanas de su casa de habitacion.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Oneyda Del Carmen to improve her house, replacing window grilles.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 11, 2010
Nov 4, 2010
Currency Exchange Loss:
Sep 27, 2011