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Celia Ibeth
Celia Ibeth G. E. is an employee at the “Los E.” public school in San Pablo, working as a primary school teacher. She has worked at this school for twenty-three years. She has had eight credits with CEPRODEL, and used each one to buy construction materials to expand and improve her home. She is requesting this loan to add another room. The loans with CEPRODEL have greatly benefited her, as they have allowed her to improve her and her family’s standard of living.
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La Sra. Celia Ibeth G. E. es trabajadora Activa del colegio público “Los E.” San Pablo desempeñándose como Maestra de Educación Primaria tiene Veinte y tres años de trabajar para esta institución. Ha tenido ocho créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción para ampliar y mejorar su casa de habitación y este lo está solicitando para ampliarle un cuarto más a su casa de habitación, de cuales los créditos con ceprodel le han beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Celia Ibeth to purchase sand, cement, stone, cinder blocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Nov 4, 2010
Currency Exchange Loss:
Dec 17, 2011