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Djiguiya Group
In this Group: Ami , Assan Ténin , Awa Anna , Aïchata
The Djiguiya group is composed of four married women who live mostly in monogamous families, are on average 33 years old, and have two children. They live in the Bagadadji district of the city of Ségou (the fourth administrative region of Mali). They know each other as neighbors and through their work in the district.

The members of the group buy and sell a variety of items such as cosmetics, pagnes (lengths of colorful cloth used for dress making) and numerous grocery items such as tea, Lipton soup, candy, powdered milk, canned goods, etc. With the goal of meeting the demands of their growing clientele, the members of the group have collaborated with Soro Yiriwaso and are on their seventh group loan. The six preceding loans have been properly repaid.

Madame Ami Cissé, the president of the group, plans to use her loan to buy 40 pagnes at wholesale in the main market of Bamako. She resells them at retail, for cash and credit, door to door and while traveling through different districts in Ségou, to a clientele composed of women and men. Madame Ami Cissé hopes to earn with this loan a monthly profit of 50,000 FCFA which will be used for daily food needs at home and to buy school supplies for her children.

Her ambition, like that of the other women of the group, is to buy a plot of land to build a home.
View original language description ↓
Le groupe Djiguiya est composé de quatre femmes mariées majoritairement dans des familles monogames avec en moyenne 33 ans et 2 enfants. Elles habitent le quartier Bagadadji de la ville de Ségou (4ème Région administrative du Mali) et se sont connues à travers des liens de voisinage et de leurs activités génératrices de revenus dans le quartier.
Les membres du groupe font le commerce d’articles divers tels les cosmétiques, les pagnes wax et bien d’articles divers de boutique (thé, citron, lipton, bonbons, lait en poudre, des conserves …).
Dans le but de satisfaire leur clientèle de plus en plus croissante, les membres du groupe ont de collaborer avec Soro Yiriwaso et sont à leur 7ème prêt solidaire. Tous les six prêts précédents ont été correctement remboursés.
Madame Ami Cissé, la présidente du groupe, compte utiliser son prêt pour acheter, 40 pièces de pagnes wax en gros au grand marché de Bamako. Elle les revend en détail, au comptant et à crédit, à domicile et en ambulant dans les différents quartiers de Ségou, à une clientèle composée de femmes et d’hommes.
Madame Ami Cissé espère réaliser avec ce prêt un bénéfice mensuel moyen de 50 000FCFA qui sera utilisé pour assurer les petits besoins du foyer en condiments et acheter les fournitures scolaires des enfants.
Elle a pour ambition à l’instar des autres femmes du groupe d’acheter un lot à usage d’habitation.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 44
    View loans »
    Mali Loans Fundraising
  • $11,975,350
    Funds lent in using Kiva
  • 469.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguiya Group's $1,500 loan helped a member to buy pagnes (lenths of colorful cloth used in dress making).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 26, 2010
Nov 1, 2010
Currency Exchange Loss:
May 20, 2011