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Margarita A. H. is 49 years old and lives in her mother’s house, located in a neighborhood of the city of Tarija. Margarita is single and does not have children. She works making pastries which she then distributes to the different establishments in the city, and has done so for more than 20 years.

Margarita tells us that as the Day of the Dead is approaching, she needs to buy flour, butter, sugar, etc. She also needs to buy merchandise for her neighborhood store so that she can improve her earnings and provide her mother with a better life. This is why the loan will be used for the purchase of the mentioned supplies and merchandise.

Margarita tells us that she wants to give her mother all the comfort that she can. This is why she says that the next loan that she requests will be for making improvements to the house where she and her mother live.

View original language description ↓
La señora A. H. Margarita tiene 49 años de edad y vive en una casa de propiedad de su madre vivienda que esta ubicada en un barrio de la ciudad de Tarija. Margarita es soltera y no tiene hijos. Margarita se dedica a la actividad de la elaboracion de masas las cuales entrega en los diferentes establecimientos de la ciudad. Actividad que viene realizando desde hace mas de 20 años.
Margarita nos dice que como se esta acercando la festividad de los difuntos tiene la necesidad de comprar harina, manteca, azucar, etc. Tambien comprar mercaderia para su tienda de barrio que ella tiene. De esa forma mejorar sus ingresos para brindarles una mejor vida a su madre, es por eso que el credito sera destinado para la compra de dichos insumos y mercaderia .
Margarita nos cuenta que quiere darle a su madre toda la comodidad que pueda, por eso nos dice que el proximo credito que solicite sera para mejorar las condiciones de su casa donde vive ella y su madre.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Margarita operational capital.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Oct 31, 2010
Currency Exchange Loss:
Jul 15, 2011