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Ayda Mercedes
Ayda is 53 years old and lives with her husband who carries out farming tasks together with their 4 grown-up children. They work together to help develop their production unit and strengthen the family finances. They live in the El Nispero community and carry out different activities, especially cattle raising but also farming activities such as sowing basic grains. These are for used for family consumption only since their main source of income is milk production which comes from their cattle.

They need this loan in order to cultivate pasture on their farm and thereby have the right conditions for feeding their herd of cattle.

Their biggest dream is to be able to improve their living conditions and to ensure that their family does not lack food.
View original language description ↓
Ayda de 53 años de edad, vive junto a su esposo que se dedica a los quehaceres del Campo con sus 4 hijos todos mayores de edad los cuales trabajan en coordinación en pro del desarrollo de su unidad productiva para fortalecer la economia familiar, habitan en la comunidad El Nispero, realiza diferentes actividades sobre todo ganadera y tambien actividades agricolas, siembra de cultivos de granos basicos, utilizandolos unicamente para el consumo familiar ya que su principal fuente de ingreso es la producción de leche que le genera su inventario ganadero.

Requiere de este financiamiento para realizar establecimiento de pasto en su finca y asi poder tener condiciones para menejar la alimentación de su hato ganadero.

Su mayor sueño es poder mejorar las condiciones de vida y que no les falte la alimentacion a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,385,025
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ayda Mercedes pasture cultivation.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 15, 2010
Nov 3, 2010
Currency Exchange Loss:
Aug 15, 2011