Fernanda is a member of the “Pueblo de Indios Emprende” community bank which is located in the district of San Vicente de Tagua Tagua. She sells handicrafts made from clay which she buys in Pomaire and artificial flowers which she buys in Santiago (the capital of Chile). She has been selling her products in an itinerant manner for 6 years on the sidewalk outside a cemetery.
With this loan she will buy goods, that is to say artificial flowers and clay handicrafts. She has 5 family members who are participating in Fondo Esperanza, including her daughter who sells live flowers. She has two children who are grown up and a 2 year-old granddaughter as well as her daughter who lives with her.
Her dream is to have established premises so that she can work more peacefully, protected from the heat and the rain. Thanks to Fondo Esperanza, Fernanda has managed to increase the quantity of her goods.
San Vicente de Tagua Tagua is a district in the central area of Chile in the Libertador General Bernardo O'Higgins region on the banks of the river Estero Zamorano. The area's main source of income is the production of lemons, oranges and avocados.
Fernanda forma parte del banco comunal “Pueblo de Indios Emprende” perteneciente a la comuna de San Vicente de Tagua Tagua. Ella vende artesanías en greda, las cuales compra en Pomaire y flores plásticas, las que compra en Santiago (capital de Chile). Vende sus productos hace 6 años de manera ambulante, en la vereda del frente de un cementerio.
Con este préstamo comprará mercadería, es decir, flores plásticas y artesanías en greda. Tiene 5 familiares participando en Fondo Esperanza, entre ellos su hija, quien vende flores naturales. Tiene 2 hijos, mayores de edad y una nieta de 2 años, quien, al igual que su hija, vive con ella.
Su sueño es tener un local establecido, para de esta forma, trabajar más tranquila y protegida del calor y la lluvia. Gracias a Fondo Esperanza, Fernanda ha logrado aumentar las cantidades de su mercadería.
San Vicente de Tagua Tagua es una comuna de la zona central de Chile, perteneciente a la región del Libertador General Bernardo O’higgins, emplazada a orillas del río Estero Zamorano. Su principal fuente económica se basa en la producción de limones, naranjas y paltas.
About Fondo Esperanza
Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.