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Señora Nicolasa Q. lives in the Mallco Chapi – Sipe Sipe area, in the province of Quillacollo in Cochabamba region.

Señora Q. lives simply and humbly, she is married anad has one son, who is studying in high school. She dedicates her time to farming and raising cattle, with the help of her husband and their son. This enables them to bring in enough income to sustain the family.

In recent years she has noticed her income has been declining, because she has not been able to feed her cattle adequately. This is because she has not enough food for them.

The main reason this has happened has been the climate change and water shortages in the area where she lives. It is for this reason that she has asked for a loan: to be able to be a member of a communal well that will permit her to give her plants water, increase their productivity and feed her animals. In this way she will have better income with which to educate and clothe her family.
View original language description ↓
La señora Nicolasa Q., vive en la zona D. Mallco Chapi – Sipe Sipe, provincia Quillacollo del departamento D. Cochabamba.

La señora Q. es una persona sencilla y humilD., casada y tiene 1 hijo que esta estudiando en el colegio.
Se dedica a la agricultura y la cría D. ganado vacuno con la ayuda D. su esposo y su hijo. Esto les permite tener ingresos para mantener a su familia.

En los últimos años a notado que sus ingresos han disminuido porque no ha podido alimentar adecuadamente a su ganado por no tener alimento suficiente para sus animales.

El motivo principal para que ocurra esto ha sido el cambio climático y escases D. agua en la zona donD. vive.
Es por esta razón que ha solicitado un crédito para poder ser socia D. un pozo D. agua que le permita regar sus plantas incrementando su producción, alimentar a sus animales y D. esta manera tenga mayores ingresos para educar y vestir a su familia.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 110
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nicolasa to pay for the use of a well for irrigation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 30, 2010
Currency Exchange Loss:
May 17, 2013