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Jenny Margarita
Jenny is 45 years old and has a small food and lunch business. She lives in Paraíso de Guayaquil (a peri-urban area with dirt roads whose houses are in the mountains).

When her husband died she started her food business in order to support her two children. Her mother, who lives with her and helps her with the children's education, also helps her in her business. Jenny gets up really early in the morning and goes out to buy the supplies she needs to make her food whilst her mother helps her to prepare the food so that by midday she is serving lunches.

With her loan she would like to buy pans, blenders and rice to make more lunches. In the future, she would like to finish building her house to give her children a better life.
View original language description ↓
Jenny de 45 años, tiene un pequeño negocio de comidas, almuerzos. Vive en el Paraíso de Guayaquil (zona periurbana, con caminos de tierra y las casas están ubicadas en montañas).

Cuando murió su esposo comenzó con su negocio de comidas para poder mantener a sus dos hijos. Trabaja con la ayuda de su mama quien vive con ella y le ayuda en la educación a sus hijos, desde muy temprano ella sale a comprar los víveres para hacer la comida mientras que su mama le ayuda a preparar la comida para que al medio día ya se este repartiendo los almuerzos.

Con el préstamo quiere comprar ollas, licuadoras, arroz para hacer mas almuerzos, en el futuro quiere terminar de construir su casa para darle una mejor vida a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 62
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jenny Margarita rice, blenders, pans.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 22, 2010
Oct 30, 2010
Currency Exchange Loss:
May 15, 2012