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Segundo Silvio
Segundo is a master builder. He lives with his wife and three children in Paraíso de Guayaquil (a peri-urban area with dirt roads whose houses are located in the mountains).

Since he was a young boy he has been learning to build houses and carry out different household repairs. When he got married he had to put his education into practice in order to be able to support his family. He is currently a master builder and has contracts in a number of places. He works from 7.00am to 6.00pm. He pays an assistant $10.00 a day.

With his loan he would like to buy tools and building equipment so that he can work with his own equipment. In the future, he would like to improve his house so that his family can be more comfortable.
View original language description ↓
Segundo es maestro constructor, vive son su esposa y tres hijos en el Paraíso de Guayaquil (zona periurbana, con caminos de tierra y las casas están ubicadas en montañas).

Desde pequeño el aprendió ha construir casas y a hacer diferentes actividades de arreglo de casa pero cuando se caso tubo que hacer la enseñanza en practica para poder mantener a su familia. En la actualidad el es maestro constructor tiene contratos en diferentes partes trabaja desde las 07h00am hasta las 18h00pm, el le paga a un ayudante $ 10.00 diarios.

Con el préstamo quiere comprar herramientas y materiales de construcción para trabaja con sus propios materiales. En el futuro quiere mejorar su casa para que su familia este mas cómoda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Segundo Silvio tools and equipment.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 30, 2010
Currency Exchange Loss:
Mar 15, 2012