A loan of $4,800 helped a member buy underwear and cosmetics.

Parque Del Niño (Cuenca) Group's story

The Parque del Niño loan group meets every fortnight in the area known as Parque del Niño in the city of Portoviejo, capital of the Manabi province, which has been known for many years as the City of Royal Tamarindos. The all-female group members know each other very well after five cycles together. They work in different fields (trade, sales, production and services).

We speak to Julissa, 37, who is married with four children aged 17, 16, 14 and 9. The eldest ones go to secondary school and the youngest girl goes to primary school. Her husband is a truck driver.

She works in trading, selling Yanbal and Lebel beauty products and perfumes. She also sells Leonisa underwear. She works every day from 3pm to 7pm because in the morning she looks after the house and her children. She sells the underwear via catalogue and receives the goods from a distributor in the city centre. She sells on credit and is paid weekly. She says she has a large customer base that places orders with her.

She is going to use the loan to buy more goods so as to increase sales. Products on special offer and underwear are especially well received by her customers. This is her first loan and she likes the ease of obtaining credit. Her dream is to own a well-stocked shop or store.

In this group: Nancy Ines, Jhulissa Monserrate, María Fernanda*, Sonia Elizabeth, Mercedes Monserrate, Jorge Luis*, Karina Esperanza, Norma María , Angel Humberto, Denisse Betzabe, Karina Yasmin, Karen Stefania*, Cruz Mercedes, Diolanda María, María Georgina

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Translated from Spanish by Kiva volunteer Alba Sort

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Loan details