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Maria Veronica
María is 35 years old and has a dressmaking and sewing workshop in Perimetral de Guayaquil (a peri-urban area surrounded by a salt marsh).

Since she was a young girl she has been selling cosmetics but as it wasn't a steady job she decided to stop and set up a dressmaking workshop which is something she always wanted. She bought some materials which she needed and with a machine she had she began to work on her first clothing orders. She currently has people who help her in the dressmaking business, working from very early in the morning making blouses, pants and suits.

With her loan María would like to purchase material and accessories for her business. In the future, she would like to build a workshop out the back of her house because she is not very safe right now as she doesn't have an enclosure around her house.
View original language description ↓
María de 35 años, tiene un taller de confección y costura, en la Perimetral de Guayaquil (zona periurbana, a su alrededor tiene el estero salado).

Desde joven trabajaba vendiendo cosméticos pero como no era un trabajo fijo decidió retirarse y comenzar el taller de confección que siempre quiso. Compro algunos materiales que le faltaban y con un maquina que tenia comenzó a trabajar en sus primeros pedidos de ropa. En la actualidad tiene personas que le ayudan en la confección de ropa, trabajando desde muy temprano haciendo blusas, pantalones, trajes.

Con el préstamo quiere comprar telas, accesorios para su negocio. En el futuro quiere construir en la parte de atrás de su casa un taller porque ahora no esta bien segura ya que no tiene cerramiento en su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $26,705,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Veronica material, accessories.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Oct 29, 2010
Currency Exchange Loss:
Feb 15, 2012