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Wendy Estefania
Wendy, age 23, works with her husband in a vulcanization shop where they repair tires for cars, bicycles, and other vehicles. She lives in Fortín de Guayaquil, a periurban area with dirt roads and hills.

Wendy began repairing tires and learned the business after her husband decided to open a repair shop. Her entire family engages in this business. They work every day from 7am to 9pm. After they wake up each day, Wendy takes her children to school before heading to the repair shop.

This loan will be used to buy materials and equipment for her business. In the future, Wendy wants to open another business and have stable finances.

View original language description ↓
Wendy de 23 años, trabaja con su esposo en una vulcanizadora "lugar donde se reparan las llantas de carro, bicicletas etc), vive en el Fortín de Guayaquil( zona periurbana, con caminos de tierra y lomas).

Comenzó a reparar llantas y aprender del negocio desde que su esposo se decidió a tener una vulcanizadora ya que toda su familia se dedicaba a esta actividad. Ellos trabajan desde las 07h00am hasta las 21h00pm todos los días. Cada día se levantan para dejar a sus hijos a la escuela y después se dirigen a la vulcanizadora.

Con el préstamo quiere comprar materiales y herramientas para el negocio. En el futuro quiere establecer otro negocio y tener una economía estable.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Wendy Estefania purchase equipment & materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Oct 29, 2010
Currency Exchange Loss:
Jan 15, 2012