A loan of $1,000 helped buy cement, etc. for construction project.


Xavier Benito's story

Xavier, 38, is a carpenter. He lives in the Ecuadorean city of Guayaquil (in an urban area where the majority of the inhabitants own informal businesses).

Xavier started training as a carpenter 12 years ago by working in various carpentry shops, but he only learned the intricacies of the trade when his father began taking him around so that he could watch and learn all of the different steps required to make furniture. Once he had a family of his own, Xavier decided to set up his own carpentry shop. He now works with his father and brother in a shop that has become a family business.

Xavier's house is very run-down, so he's applying for a loan to buy cement, gravel and cement blocks for a construction project to improve the house. He wants to build a better future for his children.

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Translated from Spanish by Kiva volunteer Jere Wiseman



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