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Rath S., 25 years old, is a humble people living in the capital, Phnom Penh. She is married and blessed with two young school-aged children, while her husband is a motorbike taxi driver. To earn a living, Rath S. operates the small business in her house by opening Karaoke room for people around her community who wish to sing a song. Rath S. said that most income come from her husband’s business. She said that her husband’s motorbike often has broken down during use. Because of that, Rath S. has decided to seek a loan of $1,200 from Kiva, which she will use to buy new motorcycle to replace the broken one.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 105
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rath to buy new motorcycle to replace the broken one.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Nov 8, 2010
Currency Exchange Loss:
May 15, 2011