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Marlon Jose
Sr. Marlon Jose V. R. is 47 years old and married. His wife works as a secretary for a private company. They have three grown children who are students and help them with the household activities. Sr. Marlon is a farmer with more than 20 years of experience. At the moment, he is confronting various pest problems that have diminished his harvest.

Therefore, he is requesting a loan for his crops. He will buy fertilizers and fungicides that will help improve his production. This investment will allow him to experience better conditions in the short-term, provide income to cover his children’s educational expenses, and improve the infrastructure of his home. These are some of his family’s main priorities.

View original language description ↓
El señor Marlon Jose V. R., tiene la edad de 47 años, es casado y su esposa labora como secretaria de una empresa privada, tienen 3 hijos mayores de edad que se dedican a estudiar y apoyar a sus padres en las actividades del hogar, el señor Marlon es agricultor contando con más de 20 años de experiencia, tiempo en el cual se han enfrentado a diversos problemas de plagas que has disminuido las cosechas, es para sus cultivos que solicita un préstamo para la compra de fertilizantes y fungicidas que favorezcan a una mejor producción, esta inversión le permitirá a corto plazo mejores condiciones que brinden recursos para solventar los gastos del colegio de sus hijos, mejorar la infraestructura del hogar, esto son unos de las principales prioridades de la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Marlon Jose purchase fertilizers and fungicides.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Sep 28, 2010
Nov 2, 2010
Currency Exchange Loss:
Jun 15, 2012