A loan of $3,250 helped a member to purchase clothing such as pants, socks, blouses and underwear for children.

Splash Group's story

This communal bank is named "Splash" after the car wash business belonging to one of the members which they decided would make a memorable name for their group as well. This group is located in the municipality of Zitacuaro in the State of Michoacán. It is made up of 12 members.

The group's representative is María de los Ángeles R. Ángeles. She is 44 years old and married to Rafael who is a truck driver. They have three children but only two live with them, Guadalupe, 19, and Lucero, 14, who is a middle-school student. Rosa comments that her daughter Guadalupe did not continue in her high school studies this year for lack of resources. She comments that she did not have enough money for enrollment and school fees because her daughter-in-law had to have an operation and the hospital bill was very high. Ms. Ángeles is seeking her loan to invest in her clothing business. She says her best-sellers are ladies' jeans and she also sells socks and underwear for women and children. She comments that she is putting a lot into her work because she wants her daughter to go back to high school and not keep missing years. She sells her clothing to her customers at their homes and she also sells prepared suppers on the weekends. Right now one of her goals is to acquire more customers and to start selling at the open-air markets in surrounding areas. Her dream is to start a paper and gifts business in her home so that she may keep up with her home and daughters.

Nancy Martínez García is a member of "Splash". She is 22 years old and studies Education at the UPN (National Pedagogical University) in the Municipality of Zitacuaro of the State of Michoacán. Although she has not yet graduated she is getting together the money to graduate as it is quite expensive. She has an eighteen-month-old daughter named Jimena. Nancy is a single mother and very hard-working. She sells plastic products such as buckets, trash cans, tubs, scrubbers, brooms, mops, hangers etc. She sells her products at the open-air markets of Zitacuaro. She decided to start this business in order to support her small child and to save up for obtaining her degree. She also says that her customers come looking for her at home to buy from her. She is seeking this loan to invest in plastics and hopes also to sell cleaning products such as soap, shampoo, fabric softeners, bleach and other products. Her hope is to be able to graduate and make her business stable if possible in her home.

The other ten members are Elías R. Rodríguez, Deisy M. Leyva, Adrian M. Leyva, Erika Danilu Martínez García, Oscar Solís Martínez, María de los Ángeles R. Álvarez, Rosa María Martínez García, Cristian Enrique Álvarez Muñoz, Nancy Martínez García, J. Jesús Álvarez Hurtado, Ana Gema R. Coria, and María Guadalupe A. R.. They want the loans to invest in food sales, costume jewelry, clothing and plastics sales, an electrical workshop, furniture etc.

In this group: Elias, Deisy, Adriana, Erika Danilu, Oscar, Maria De Los Angeles, Rosa Maria, Cristian Enrique, Nancy, J. Jesus, Ana Gema, Maria Guadalupe

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Translated from Spanish by Kiva volunteer Meg Wolfe-Roberts

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