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Restauración Group
In this Group: Liliam, Isabel, Justina
The “Restauración” (Restoration) group is comprised of three hard-working people. Liliam C., age 50, is one of them. She sells cosmetics, Arabela products, and gold and silver jewelry. She started her business in 2000; she sold food. She used the loans to invest in other businesses like cosmetics, used clothes, and jewelry.

Liliam C. has four children. The two youngest, ages 17 and 16, are with her. She works arduously for them. This woman’s dream is to have a better stocked business. She will buy clothes and cosmetics with the loan.

Justina R. is another member of the group. She sells milk, soft drinks, snacks, rice, sugar, and soap, etc.

The other member of the group is Isable Romera. She has a small grocery store, and she will use the loan to invest in it.
View original language description ↓
El grupo Restauración lo conforman tres personas trabajadoras una de ellas es la señora Liliam C. de 50 años quien es comerciante de cosméticos, productos Arabela y prendas de oro y plata. En el 2000 inicio su negocio con la venta de comida y con los préstamos invirtió en otros negocios como cosméticos, ropa usada y bisutería.
C. tiene cuatro hijos de los cuales los dos menores de 17 y 16 años están con ella y por los cuales trabaja arduamente. El sueño de esta fémina es tener un negocio más surtido es por ello que el crédito lo invertirá en ropa y cosméticos.
Los integrantes del grupo son Justina R. quien vende leche gaseosa, chiverías, arroz, azúcar, jabón…etc. desde hace dos años e Isabel R. propietaria de una pequeña pulpería en la que invertirá el crédito.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Restauración Group's $825 loan helped a member cosmetics, gold and silver jewelry, and Arabela products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 22, 2010
Oct 28, 2010
Currency Exchange Loss:
May 15, 2011