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El Bosque Group
In this Group: Maria Victoria, Maria Delia, Jose Guillermo, Margarita, Carmen Rosa, Jaime, Julio, Luis Alberto
Ms. Maria Victoria, age 50, is married with 2 young children. She is a member of ALCOM "The Forest" for the past 4 months with 8 other people, who like her are hard working and responsible. All of them are residents of the area called "The Forest" in the district of Carabayllo.

A few years ago, Ms. Maria Victoria decided to generate more revenue in order to help with household expenses and support her husband with the school payments for their children. At that time, she had the opportunity to contact a friend to import and sell clothes insiD. the country. She started the business 3 months ago. Since their business is new , the only way to increase working capital is to continue investing in the business. These loans have done a lot to help the family move forward.

The requested loan will be invested in the purchase of jackets to send to the interior of the country for resale.
View original language description ↓
La Sra. Maria Victoria, tiene 50 años D. edad, es casada y tiene 2 hijos menores D. edad, es integrante del Alcom ”El Bosque" desD. hace cuatro meses junto con 8 personas más que al igual que ella son muy trabajadores y responsables, todos ellos residentes D. la zona denominada “El Bosque” en el Distrito D. Carabayllo.

Hace unos años, la Sra. Maria Victoria decidió generar más ingresos para poder sentirse un poco aliviada D. los gastos D. la casa y apoyar a su esposo en el pago D. los estudios D. sus hijos, así que en ese momento tuvo la oportunidad por contacto D. una amistad D. traer y vender ropa del interior del país, es así como se inicia en este negocio desD. hace tres meses. Como su negocio es nuevo solo ha podido aumentar su capital D. trabajo para seguir invirtiendo y nos cuenta que los préstamos le han servido D. mucho, para salir adelante con su familia.

El préstamo solicitado lo invertirá en la compra D. casacas para enviar al interior del país y venderlos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $63,757,825
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Bosque Group's $1,600 loan helped a member invest in the purchase of jackets to send to the interior of the country for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 25, 2010
Oct 29, 2010
Currency Exchange Loss:
Mar 15, 2011