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Claveles X Group
In this Group: Mercedes, Cleotilde, Maria De Los Angeles, Irma, Maria Del Carmen, Guadalupe, Rosa Maria*, Elena, Lilia, Maria Esther, Maria Claudia
* not pictured
This group is called “Claveles X” (Carnations) because that is the name of the main Street where they live. The members say that they are alike because of their beauty. The group is in the state of Puebla, and it is comprised of 11 people.

Mercedes F. is the president of the group. She is 41 years old, and she only has an elementary school education. She sells shoes and cosmetics. She has two children. She is a woman who has gotten ahead while facing adversity and the lack of education.

She will use the loan to fill orders for the products that she sells. The women have known her for quite a while. They know that she works, is an honest person, and she wants to get ahead.

Irma V. is the treasurer of the group. She has been selling shoes and lingerie for three years. She only has an elementary school education. She has two children. She has always worked. She likes to get ahead for herself and her children in order to give them a better quality of life. The women recommend her because they have never had a problem with her. They have known her for quite a while because they are from the same community.
View original language description ↓
Este grupo se llama CLAVELES X porque así se llama la calle principal de donde viven y así mismo, comentan que son parecidas debido a la belleza de la misma. El grupo pertenece al estado de Puebla y está formado por 11 personas.La Presidenta del grupo es doña Mercedes F. tiene 41 años, estudio únicamente la primaria, se dedica a la venta de zapatos y cosméticos. Tiene dos hijos, ella es una mujer que ha salido adelante ante la adversidad y carencias por falta de preparación educativa, el crédito lo ocupará para realizar pedidos de los productos que vende, las señoras la conocen desde hace tiempo saben que trabaja, es una persona honesta y quiere salir adelante. La Señora Irma V. es la Tesorera de grupo, se dedica a la venta de zapatos y lencería desde hace 3 años, solo estudio la primaria tiene 2 hijos, la señora siempre ha trabajado y le gusta salir adelante por ella y sus hijos, para darles una mejor calidad de vida, las señoras la recomiendan porque nunca han tenido problema alguno con ella y la conocen desde hace tiempo por que radican en la misma comunidad.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 48
    View loans »
    Mexico Loans Fundraising
  • $22,523,500
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Claveles X Group's $3,900 loan helped a member to make orders and buy merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Oct 28, 2010
Currency Exchange Loss:
Feb 15, 2011