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Shamshad's Group
In this Group: Shamshad , Naseem, Shahnaz, Jamila, Naziran
Shamshad is a very supportive lady. She always remains ready to support her family in every way possible. She operates her sewing business at her home to support her family in fulfilling their basic needs. She also sells goats as her second business. She buys them from the animal market, raises them up and sells for a good profit. Besides her businesses, she is also a very good housewife and a very caring mother. She is rearing her five children very well. Her husband is a daily-wage laborer.

Shamshad has applied for a loan from the Kiva partner, Asasah, for her business of selling goats. With the loan she will buy goats to expand her business. She is hopeful that this investment will help her to make a good profit, which she will use for the education of her children. She is a regular loan user of Asasah and this is her 3rd loan application. She is a responsible client and fulfills her duties responsibly.

She lives with her family in a two-room brick house in a small city named Khanewal in Pakistan. Khanewal is famous for its agriculture industry.

Note: In the photo, Shamshad is the lady who is holding a book (called the Asasah Passbook) in her hands.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 294
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamshad's Group's $1,000 loan helped a member to buy goats for reselling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 28, 2010
Currency Exchange Loss:
Oct 15, 2011