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Bilqees' Group
In this Group: Bilqees, Shaista Perveen, Yasmeen, Sugran, Riffat , Bilquis Begum
Bilqees is the resident of Kamoki, which is a small industrial city also known for its rice and other agricultural crops. She lives in the area of Tiba mohammad nagar with her family in a 2-room brick house.

She is a very active lady who shares the financial burden with her husband by selling shawls (a kind of cloth, worn over the shoulders and body) and doing embroidery works. She receives embroidery orders from her neighboring clients and fulfills the orders on time to make an income.

Her husband’s name is L. A. and he deals with rice. He has a shop in the market from where he operates his business of selling rice. He purchases them from the whole sale market on cheap rates and sells it on good profit. He has been doing this business for over 15 years.

Bilqees is the mother of 3 sons and 2 daughters. Her two elder sons are employed in a factory while the remaining 3 are enrolled in a school and are getting their education.

She has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, her husband will buy rice in bulk from wholesale market and earn a good return on it. She is very confident that her husband will be able to improve his business conditions with the help of the loan investment.

She is a regular loan user of Asasah and this is her 2nd loan application. In previous the loan year, she built good credit behavior and never missed any meetings.

Note: In the photo, the lady with a book (called Asasah Passbook) in her hands is Bilqees”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 379
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bilqees' Group's $1,150 loan helped a member to buy rice in bulk for reselling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 28, 2010
Currency Exchange Loss:
Oct 15, 2011