A loan of $500 helped fund the operations of tobacco.


Cecilia's story

Cecilia S. is a married woman who lives in Camp Valdez, Barangay Mambaroto, Sipalay City, Negros Occidental. She earns her living by operating 2 business ventures: tobacco vending and vegetable vending. Her husband, Robelito S., who is 60 years old, earns his living as a farmer, and also helps in his wife's business activities. They have five children who are 23 to 38 years old. Cecilia joined NWTF-Project Dungganon in 1998 because she aspired for something better for her family. With the help of her past 13 loans from NWTF-Project Dungganon, Cecilia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 21000 helped her earn a monthly profit of PHP 6000, uplifting the family's standard of living. This time, for her 14th cycle loan, she is borrowing PHP 21000 again, so that she could continue sustaining the operations of her tobacco vending business and so that she can continue to save up for the future renovation of her house. Cecilia S. is a Dungganon woman who is following an honorable path toward the achievement of her dreams. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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Loan details