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Being a mother, 39 year old Noeme T. is concerned about the lives of her five children who still live with her and are dependent on her. Instead of allowing herself to get stuck in the middle of insecurities, in 2007, she joined KIVA field partner in the Philippines, ASHI, to be able to access a loan which will enable her productive self to flourish. Through previous loans she’s availed, she utilized them in her fishing business. The profits she will be getting would augment her husband’s income, who is a fisherman, and as soon as it grows, she will be able to support her children’s education until they are finished college and provide other needs in order to enjoy the gifts of life. By then, her role of mother will be fulfilled.

Her membership in ASHI and the loans she has had since she became a member assisted her in operating a business. Because of this, Noeme has performed very well in her repayment, attendance, and business, thus making her qualified for a higher amount of loan.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 369
    View loans »
    Philippines Loans Fundraising
  • $70,797,850
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Noeme to support her fishing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 27, 2010
Currency Exchange Loss:
Nov 1, 2011