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Nora Pilar
Nora, 41 years old, sells thread wholesale and retail to stores and sewing workshops. She lives with her husband, who travels to promote their thread to stores outside the city, and their children in the Guayaquil Suburb (an urban zone where the majority of inhabitants are informal merchants).

She has already been selling threads for six years to different stores and workshops. Her father-in-law taught her how to make thread, and she took up this career to maintain her family. While she makes the thread, another person helps her, rolling and cutting the thread so it can be packaged. They work from 8am to 4pm every day. They produce approximately 2,000 threads.

With the loan, she wants to buy materials, cardboard, and threads in order to improve her business sales. In the future, she would like to buy a bobbin machine and expand her business.
View original language description ↓
Nora de 41 años, vende hilos al por mayor y menor a distintas tiendas y talleres de costura. Vive con su esposo quien viaja para promocionar el hilo a tiendas fuera de la ciudad y con sus hijos en el Suburbio de Guayaquil(zona urbana, la mayoría de habitantes son comerciantes informales).

Ya tiene 6 años comercializando hilos a diferentes tiendas y talleres de confesión y costura debido que su suegro le enseño como hacer hilos ella copio esta carrera para mantener a su familia. Mientras que ella hace el hilo otra persona le ayuda enrollando y cortando el hilo para ser empaquetado, trabajan desde las 08h00am hasta las 16h00pm todos los días. Tiene una producción de mas o menos 2000 hilos.

Con el préstamo ella quiere comprar materiales, cartón e hilos para mejorar las ventas de su negocio. En el futuro quiere comprar una maquina rebobinadota y agrandar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nora Pilar thread, cardboard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2010
Oct 26, 2010
Currency Exchange Loss:
Nov 15, 2011