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Belgica Nancy
Bélgica is 31 years old and lives in Guasmo, Guayaquil (an urban zone where the majority of the inhabitants are informal businesses). She makes clothing and has a business selling traditional food.

She began working in a seamstress shop, where she learned to make all kinds of clothing. She bough special machines so that the work would be easier and she could earn more money. Little by little with great effort and help from her mother she has grown her seamstress business. Now she works from 8 AM until she finishes her orders. She also has a business selling traditional food.

In order to have a greater clothing production she wants to use the loan to buy fabric, kitchen items, and chairs for her food business as she wants to ensure her child’s future as she is pregnant. In the future she wants to have a seamstress shop with employees to help her.
View original language description ↓
Bélgica de 31 años, vive en el Guasmo de Guayaquil (zona urbana, la mayoría de habitantes son comerciales informales), ella confecciona ropa y tiene un negocio de comidas típicas.

Empezó a trabajar en un taller de confecciones de ropa, cuando aprendió hacer casi todo tipos de ropa compro maquinas especializadas para que el trabajo se le haga mas fácil y ganar mas dinero, poco a poco con esfuerzo y la ayuda de su mama a incrementado su taller de confección y costura, ahora trabaja desde las 08h00am hasta que acaba los pedidos. También tiene un negocio de comida típicas.

Para tener una mayor producción de ropa ella quiere comprar con el préstamo telas, cocina, sillas para su negocio de comidas ya que quiere asegurar el futuro de su hijo por lo que esta embarazada. En el futuro quiere tener un taller de confección con empleados que le ayuden.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 44
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Belgica Nancy fabric, Kitchen items, Chairs.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 11, 2010
Oct 26, 2010
Currency Exchange Loss:
Apr 15, 2012