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Rhodora H. had always dreamed of seeing her four children graduate with degrees. This is because educational attainment is one of the major factors for gaining employment. The couple believes that education is wealth that others can’t steal. For this reason, they are working hard to give the best education for their 4 children.

Rhodora wants to find a way to improve her family's quality of living. To this end, she joined Kiva partner, ASHI, and felt very happy to be given the chance to access working capital. The first few loans she received enabled her to operate her bamboo furniture making business. The profit from this business has been the main source of family income. Now that she and her husband Mamerto, have secured access to capital, her profits have improved. For that reason, she is now requesting another ASHI loan through Kiva for a much larger amount. Specifically the loan fund will be used for buying raw materials needed for her business. This will enable her to grow their business further so that they will have savings in the future. Her long term dreams are to continue supporting her children as well as building a stronger home that can withstand flooding common in her province.

A dedicated member of ASHI since 2007, Rhodora has been a model member demonstrating regular attendance at weekly meetings and timely repayments on loans. Since joining ASHI, she has gained more self-confidence as a businesswoman and entrepreneur managing her own venture.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 391
    View loans »
    Philippines Loans Fundraising
  • $66,089,900
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Rhodora to buy raw materials needed for her bamboo furniture making business.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 12, 2010
Oct 27, 2010
Currency Exchange Loss:
Oct 15, 2012