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Armen H. lives in Lchashen village, Sevan area, with his parents, his wife and two children.

For about 15 years Armen has engaged in land cultivation and animal husbandry. In his farm he has cows, sheep, pigs, and chickens. Armen’s wife helps him in farming, so they support their family, develop their farm and pay for their children's education at university.

Armen asks for a 1,000,000 AMD loan to buy potato seedlings, which he will plant next spring.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • 359.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Armen to buy potato seedlings.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 25, 2010
Oct 26, 2010
Currency Exchange Loss:
Nov 15, 2012