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Etienne is 33 years old, married with five children who are 1, 4, 7, 9 and 12 years old. Etienne is a self-employed businessman who owns a grinding machine in his village. With this machine, he grinds a variety of foodstuffs such as sorghum, cassava, soy, wheat, etc. Etienne has owned this machine for about five years and his business hours are from 7 am until late in the evening.

Etienne needs to request a Kiva loan via Vision Finance Company. With this loan, he will hopefully buy another mill which will be used somewhere else so as to create another source of income. With this additional mill, he hopes that his daily income will increase and in addition to that, he will create another source of income. If successful, Etienne will improve the lifestyle of his family and in addition to that, he will start saving for a better future for his family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Etienne buy another mill.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Oct 26, 2010
Currency Exchange Loss:
Jul 15, 2011