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Aina's Group
In this Group: Aina , Djoldoshbek , Elmira , Saule , Zainudin
Aina A. has the status of group’s leader. She is 41, married, and her family has 3 children; the eldest son is a student, the other 2 are school pupils. The family runs their own business, which is cattle breeding and dairy product sales. Eight years ago, they sold sugar and out of the profits bought a cow. Due to the business over the years, Aina has managed to give her son a university education and to increase cattle stock. The loan purpose is to purchase hay for cattle feed. In future, the family wants to arrange for the son’s wedding and to obtain a car.

Djoldoshbek M., 56, is married. His wife has a profession of medical assistant. The couple has 5 children. The family is engaged in cattle breeding and dairy product sales. The loan purpose is to purchase coal for winter.

Elmira K., 41, is married to a tractor driver. The couple has 6 children. The family has been breeding cattle and selling dairy products for 16 years. Their loan purpose is to purchase cattle to develop the business.

Saule E., 41, is married. Her husband works in Bishkek, where he sells meat in the market. The couple is raising 3 children. With her husband’s and son’s help, Saule breeds cattle. With money received from the loan she wants to improve her living conditions and purchase a washing machine.

Zainudin A., 36, is married. Her husband supports the family by working as a school teacher. The couple is raising a daughter. The family make their living by cattle breeding. The loan purpose is to purchase calves for resale.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Aina's Group's $1,200 loan helped a member to purchase hay for cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 24, 2010
Oct 26, 2010
Currency Exchange Loss:
Aug 15, 2011