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Razia's Group
In this Group: Razia , Shamim Akhtar, Nusrat Bibi, Riasatan Bibi
Razia is a very caring lady. She responsibly carries out her duties as a housewife and a mother. She also has a business selling goats, which she started a few years ago to help her husband financially. The business has earned her a good profit and she easily pays the utilities expenses. She is the mother of four children, two sons and two daughters. Her first two children are enrolled in school and are in the 4th and 3rd class. The other two are too young to attend school.

Razia is a resident of Jaranwala, which is a small city located in the Punjab province of Pakistan and known for its agriculture industry.
Her husband’s name is G. A. and he is a tractor driver. He drives a tractor in the fields and also uses it for loading items. He loads different items, such as fruits and vegetables, and drops them at their designated places.

Razia has applied for a loan from the Kiva partner Asasah for her animal selling business. With the loan, she will buy goats to increase her sales. She sells goats mainly to butcher shops. She is hopeful that her decision of getting a loan and investing it in her business will be profitable for her family, and that she will be able to repay the loan without any problems. She is a new loan applicant and hopes that it will be a good experience for her.

In the photo, Razia is the lady who is holding the book (called an Asasah Passbook).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 243
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $775 loan helped a member to buy goats to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Oct 27, 2010
Currency Exchange Loss:
Oct 15, 2011