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Nasreen's Group
In this Group: Nasreen , Anwari, Mumtaz, Akhtari, Razia
For the last 20 years Nasreen has been living in a three-room brick house with her family in Jaranwala, a small city in Punjab famous for its agricultural industry. She is a housewife and spends most of her time performing her household responsibilities, while her husband, G. H., works in a sugar mill earning a meager income.

Nasreen is the mother of four sons, three of whom are illiterate, and a daughter. Her eldest son drives a rented rickshaw, while the second eldest works in a private company on a monthly wage, and the youngest to them has a carpet weaving business. Her remaining two children are enrolled in school.

Nasreen has applied for a loan from Kiva partner Asasah for her eldest son. With the loan, he will buy a rickshaw because the rented rickshaw doesn’t allow him to work for more hours and he has to pay a portion of the earned amount to the rickshaw owner at the day's end. Nasreen is hopeful that by purchasing a rickshaw, her son will be able to work as long as he wants and can earn good income by serving more passengers.

Nasreen is a regular borrower from Asasah, and this is her fourth loan application. In previous loan years, she responsibly paid her installments and never missed any meetings.

Note: In the photo, the lady shown holding a book (called Asasah Passbook) in her hands is Nasreen.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nasreen's Group's $1,000 loan helped a member to buy a rickshaw for the business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 15, 2011