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Ruqqiya's Group
In this Group: Ruqqiya , Kalsoom Zuhra, Shamshad Akhtar
Ruqqiya is 26 years of age, married to G. Q., who runs a grocery store in the market. Other earning people in the family are her mother-in-law and brother-in-law. Her brother-in-law has a business of selling sweetmeats and her mother-in-law is a nurse by profession. They all live together as a combined family system.

Ruqqiya herself is a caring and simple lady. She spends her time at home and carries out the responsibilities of a housewife and a mother well. She has 3 children, 2 sons and a daughter. All of them are very young and have not started to attend school yet. Ruqqiya lives in a city named Jaranwala, which is a small city located in Punjab and famous for its agriculture industry in Pakistan.

She has applied for a loan from Kiva partner, Asasah for her husband’s grocery business. With the loan, her husband will buy groceries for his grocery shop, which he has run for the past 5 years in the market. Ruqqiya is hopeful that with the loan money, her husband will be able to get a better income by increasing his sales.

She is a new loan applicant and is hopeful that it will be a profitable experience for her.

Note: “In the photo, the lady who has holds a book (called Asasah Passbook) in her hands is Ruqqiya”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruqqiya's Group's $775 loan helped a member to buy groceries for grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 15, 2011