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Ilsen Maria
Ilsen, 29, is a very enthusiastic young woman. Nine years ago she began selling just a few products such as clothing and cosmetics. Later as this generated a good income she decided to invest part of the earnings in a variety of merchandise. Little by little and with effort she was able to stock her business. Currently she works from 7 a.m. until 9 p.m. Although cash sales generate better earnings for her, she also likes to sell her merchandise as a street vendor as this gives her the opportunity to meet more customers.

With the loan she wants to buy clothing, cosmetics, footwear and towels for selling to her neighbors and thus bring in additional income. In the future she wants to have a more stable, steady business.
View original language description ↓
Ilsen de 29 años es una joven muy entusiasta. Inicio hace 9 años atrás vendiendo muy pocos productos como ropa y cosméticos más tarde, como le genero buenos ingreso decidió invertir una parte de las ganancias en mercadería variada Poco a poco con esfuerzo pudo surtir su negocio. En la actualidad trabaja desde las 7 de la mañana hasta las 9 de la noche. Aunque la venta de contado le genera mejores ganancias ella también le gusta vender de manera ambulante así le da oportunidad de conocer a mas clientes. Ella quiere comprar con el préstamo ropa, cosméticos, calzado y toallas para venderla a sus vecinos y así tener un ingreso adicional. En el futuro quiere tener su negocio más estable y seguro.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 34
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ilsen Maria working capital.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 5, 2010
Oct 26, 2010
Currency Exchange Loss:
May 18, 2012