A loan of $700 helped to repair a transport vehicle used in the business.


Emma's story

Emma D. is from the village of Maribojoc, Tudela, Misamis Occidental. She is 36 years old. Emma is married and has two school-aged children. To make a living, she owns and operates a business of providing transport services to local community members. She has been engaged in her business for over three years and earns approximately $350 a month for these activities. In 2005, Emma joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 20,000 PHP from PMPC. This previous loan was used to repair a transport vehicle used in the business. Emma is requesting a new loan of 30,000 PHP which again will be used to repair a transport vehicle used in the business. This will be her 9th loan from PMPC. She plans to use the additional revenue generated from the business to financially support immediate members of her family. About PMPC: Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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