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This is Erlinda M., 45, resident of Caloocan City, Philippines. She is married to Mercelito M., a mechanic, and is the mother to a five young adults, all of whom are already working. By the grace of God, Erlinda has managed to support all her children’s educational needs. As of the present time she is working hard to be able to maintain her finances.

Erlinda operates an auto-repair shop. Her husband is the main mechanic while she handles finances, accounts, inventories and promotion. They offer repair, check-up and beautification of all types of cars and jeepneys - any type of vehicle that is referred to them. They also have a little refreshment stand in their auto-repair shop, where they sell beverages to the waiting customers and passing passenger vehicles.

To help her continue operations of her business, she is requesting a Php 10,000 loan. She will be utilizing the loan to buy supplies like spare parts of cars, wirings, putty paint and others of the like. She expects a boost in her business income as she expands her business.

Erlinda dreams or being able to have a good and comfortable life through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 486
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Erlinda buy supplies like spare parts of cars, wirings, putty paint and others of the like.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 7, 2010
Oct 24, 2010
Currency Exchange Loss:
Feb 15, 2011