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Ben L., 37, is married and resides with her husband and three children in Siem Reap Province, Cambodia, an area known for Angkorean temples.

L. sells groceries, earning an income of about 5 USD per day. Her husband is a soldier, earning an income of 2.50 USD per day to help cover the family expenses. L. has to spend 70 USD on food, 10 USD on electricity and water supplies, and 60 USD on other necessary expenses every month.

L. is requesting a loan of 500 USD to purchase more groceries to stock the store. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 221
    View loans »
    Cambodia Loans Fundraising
  • $39,843,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ben to buy more groceries to stock the store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Oct 24, 2010
Currency Exchange Loss:
Oct 19, 2011