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Digna Isabel
Digna is 52 years old. She owns a small stationery shop on the outer part of her house. She lives in a canton called Playas, one of the tourist stops in Ecuador with a diverse variety of seafood.

She started as an informal business woman two years ago with a small amount of capital and merchandise. With her earnings, she placed her shop at the front of her house in order to increase her sales. She bought display cabinets, stationery, and drinks to sell to her neighbors. Nowadays, due to her well-known reputation in the area, she works every day from 8am until 8pm.

With this loan, she wants to purchase clothes to sell at her shop. In the future, she hopes to successfully expand her business in order to increase her earnings and be able to pay for her 17 year-old daughter to attend university.
View original language description ↓
Digna de 52 años, tiene una pequeña papelería en la parte delantera de su casa, vive en un cantón llamado Playas uno de los lugares turísticos del Ecuador con una diversa dimensión de mariscos.

Ella comenzó como comerciante informal hace dos años atrás con poco capital y mercadería con los ingresos que tenia construyo un local en la parte delantera de su casa para un mejor venta de su mercadería. Compro vitrinas, papelería, bebidas para vender a sus vecinos. En la actualidad por la buena acogida que tubo su negocio trabaja desde las 08h00am hasta las 20h00pm todos los días.

Con el préstamo quiere comprar ropa para impletar vender en su local y papeleria. En el futuro quiere tener su negocio mas grande para tener mas ingresos y que su hija de 17 años pueda ingresar a la Universidad con éxito.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Digna Isabel clothes & Stationery items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 5, 2010
Oct 25, 2010
Currency Exchange Loss:
Nov 15, 2011