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Norma is 45 years old, married and has seven children ages 27, 24, 19, 18, 16, 15 and 10, who are her biggest priority. She wants to purchase materials to improve the greenhouse on her farm in order to protect the coffee plants from the rain. She has the greenhouse to develop the crops and has experience in its production. The money will help her make repairs to the greenhouse and harvest more vegetables. She has dedicated herself to farm for a number of years and wants to see it grow. This is the first loan she has received form Kiva partner Fudecosur, and she is pleased with the terms they provide. She wants to increase her income to invest more in her land and achieve her family's goals.
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Norma tiene la edad de 45 años, es casada, y tiene 7 hijos de 27, 24, 19, 18, 16, 15, y 10 de edad que son su mayor prioridad. Ella quiere comprar materiales para mejorar el invernadero de su finca para proteger las matas de café de los aguaceros. Cuenta con un local para desarrollar el cultivo y con experiencia en esta producción. El dinero ayudará en poder reparar el local y cosechar mas productos de hortaliza. Tiene varios años que se dedica a su finca y quiere crecer. Es el primer préstamo que ha recibida de FUDECOSUR y esta contenta con las facilidades que se le brindaron. Ella tiene el deseo de tener mas ingresos para invertir mas y realizar las metas de la familia.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Norma nursery for her vegetables.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 7, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 17, 2013