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Gladys Ramona
View original language description ↓
Gladys is a very hard-working woman who started her plantain business after having dedicated herself to the transportation business, which did not generate enough income since the maintenance of buses has a high cost.

She began her business approximately eight years ago with C$8,000 (Cordobas) in capital, renting a module in a major open-air market with only mesh enclosures. This business has provided sustenance for her family along with the work of Gladys’s husband.

Today Gladys has succeeded in increasing her sales through the credit lent to her through her sponsor, Ceprodel.

Translated from Spanish by Debra Faszer-McMahon, Kiva Volunteer.

Gladys ha sido una mujer muy trabajadora que coloco su negocio de platanos despues de haberse dedicado al negocio del transporte, el cual no e generaba frutos ya que el mantenimiento de los buses tiene un alto costo.

Inicia su negocio hace aproximadamente 8 años con un capital de C$8,000 (cordobas) alquilando un modulo en el mercado mayoreo el cual estaba al aire libre solocercado con malla. Este negocio ha sido el sustento de su familia en conjunto con su esposo.

Hoy en dia Gladys ha logrado incrementar sus ventas a traves del credito brindado por CEPRODEL.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 18.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Gladys Ramona purchase products to stock the business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 29, 2007
Nov 14, 2007
Currency Exchange Loss:
May 29, 2008