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Jerry Jose
Jerry is 38 years old and works as a construction mason. He lives in Orquídeas de Guayaquil (an urban zone named “Orquídeas,” meaning orchids, because there were many orchids growing there when the area was discovered).

His father taught him to be a mason when he was a boy. When he grew up and realized that he needed money to pay his expenses, he began working as a mason, both independently and under contract, so that he could support his wife and three children, ages nine, five, and six. He does all kinds of construction of homes, remodeling, etc.

Now he needs a loan to buy zinc metal sheeting, bricks, and sand so that he can build a house and be able to pay for his children’s education. In the future he would like to finish his own house because the streets flood in the winter.
View original language description ↓
Jerry de 38 años, es albañil constructor, vive en Orquídeas de Guayaquil (zona urbana, llamada las orquídeas porque en su descubrimiento habían muchas flores orquídeas).

Desde pequeño el papa le enseño a ser albañil, cuando creció y se dio cuenta que necesitaba dinero para solventa sus gastos inicio la profesión de albañil trabajando independientemente y por contratos a podido mantener a su esposa y tres hijos de 9, 5 y 6 años de edad. Hace todo tipo de construcción de casas, readecuaciones etc.

Ahora necesita comprar con el préstamo zinc, ladrillos y arena para poder construir una casa y tener dinero para los estudios de sus hijos. En el futuro quiere terminar de construir su casa ya que en el invierno se llena de agua las calles.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jerry Jose building materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 5, 2010
Oct 27, 2010
Currency Exchange Loss:
Feb 15, 2012