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This is 28-year-old Haja. She is married and has two children, ages 12 and nine. She has two additional dependents, who live with her because she needs them to help her with her domestic work while she is selling.

In 2005, Haja established her food items and household utensil business. She began her business to generate enough income to support her husband and provide a livelihood for them so they can educate their children. Her business is open seven days a week and 12 hours a day. Haja earns about 4,380,000 SLL every month from this business. She would like a loan in the amount of 3,000,000 SLL to buy additional stock. She hopes that this loan will enable her to increase her monthly profit by approximately 657,000 SLL.

In the future, Haja plans to develop her business and to help her family live a comfortable life. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,075.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Haja to buy more household utensils for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 6, 2010
Oct 24, 2010
Currency Exchange Loss:
Jun 15, 2011