A loan of $500 helped buy five bails of clothes.


Martha Otembo's story

Martha O. is a 23 year-old unmarried woman from Luanda area which is not far from Vihiga town. She lives alone but supports her siblings and parents from the income she earns from her business. Martha has a clothes store that she has had for the past three years. From it, she earns an income of Kshs 14,000 per month. She is applying for her second loan from Kiva partner KADET Ltd. after successfully completing the first one. She intends to use the money to buy five bails of new clothes to add to her stock. The profits made will basically be used to pay school fees for her siblings and to expand her capital base. Her dream is to see her business expand and to purchase a textile machine.



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