A loan of $3,750 helped a member to buy locally-produced goods such as rice and palm oil at wholesale to sell.


Ibrahim's Group's story

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is pleased to present to you teachers of the Kankalay Islamic Primary School. This school was founded in 1992 by the Kankalay Mission as a response to the community’s request for an educational center in the community. The Kankalay Islamic Primary School is currently staffed with 15 teachers and has an enrollment of 350 pupils.

Thirty-six-year-old Ibrahim D. is the leader of this group and headmaster at the school. Ibrahim was born in a village called Royainkain in northern Sierra Leone. He has been in the teaching profession for 10 years now. He is married and has four children. Three of the children are in primary school and one is in secondary school. Ibrahim is going to invest his share of this loan in business. He will buy locally-produced goods such as rice and palm oil at wholesale to sell.

This is the first loan that teachers of this school are accessing from SMT/Kiva lenders. School staff from this institution, like many other schools staff within SMT’s operational areas, come to SMT to apply for loans. With the help of these loans, they can accomplish certain tasks that they would otherwise have not being able to accomplish with their mere salaries alone. But with the help of this loan, some can pay school fees for their children; others can use the loan to buy pieces of furniture, a plot of land, house-building materials, or to invest in business. At the end of each month, these teachers can repay the loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayment and pays SMT on their behalf.

In this group: Ibrahim, Suliaman P., Osman, Samuel, Abdul, Fuad I., Alusine U., Bai S., Mohamed A.*, Idrissa A., Doris*, Joseph Gbanabom, Mustapha A.
*not pictured



Loan details


Lenders and lending teams



Loan details